Guaranteed Issue Life Insurance
You cannot be turned down for our guaranteed issue life insurance programs unless you live in a long term care facility or in the hospital.
- NO MEDICAL QUESTIONS
- NO MEDICAL EXAMINATIONS
- NO MEDICAL TESTS
Guaranteed Issue Life Insurance is a distinct variety of life insurance that does not have any type of medical exam. The purpose of this type of insurance is for those individuals that have health issues that disqualify or prevent them from acquiring the traditional types of life insurance coverage.
This type of life insurance does not require any type of underwriting therefore the process of obtaining coverage can be finished in a matter of less than ten minutes. As a contrast, traditional life insurance including the application process and exam generally takes 4-6 weeks to complete.)
Because there is no medical exam, you will never come into contact with anybody and therefore there will be no intrusive tests or needles.
Guaranteed Issue Life Insurance is offered in either permanent or term life policies. Only in very rare instances can you be turned down. Because of this fact, guaranteed issue life insurance is generally going to be more expensive.
In the insurance business, uncertainty relates directly with risk, therefore guaranteed issue life insurance is more expensive. Remember for guaranteed issue life insurance, there is no underwriting and therefore no medical exam and thus the company insuring you has no knowledge of the applicant's health or health history. These means the life insurance company cannot accurately predict the applicant's mortality risks.
The insurer typically only knows the gender, age and sex of the person being insured and therefore you pay the rate based on this data. This provides an excellent opportunity for an individual that is uninsurable to receive life insurance in order to protect his family and secure his burial expenses.
We make it very simple to purchase your guaranteed issue life insurance policy and make sure that it is highly effective for the protection of your family and or estate.
The best way, is to simply call us at (888) 520-8021 or simply input your zip code and fill out some general information so that we may contact you with your best options. We are GuaranteedIssueInsurance.org and pride ourselves on providing our consumers with the very best Guaranteed Issue Life Insurance policies. We work with all of the top providers and bring you the best deal available for your situation with the necessary payout and premium arrangements to suit your life. Additionally, if we can find a traditional life insurance policy that you will qualify for for with no medical exam, we will bring that to your attention as well.
